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Privacy Policy

What is the Purpose of this Document?

Walnnut.com the electronic commerce platform digital arm of J B BODA Insurance & Reinsurance Brokers Pvt Ltd(hereinafter referred to as “J B Boda” or “We” or “Us” or “Our”) is committed to nurturing and growing clients through a great buying experience, delivered through technological interventions. TheJ.B.Boda is commited to safeguarding your personal information's privacy and confidentiality. “Personal Information” refers to information that may be used to directly identify or reasonably be used to identify an individual user of this Website, located at www.walnnut.com (“Site”). This Website Privacy Notice (this “Privacy Notice”) was created to inform you of our Website privacy policies. We also urge that you read the Terms of Service, which govern your use of this Site and its content.

The J.B.Boda will regard any personally identifiable information gathered on this Site as Personal Information and will treat it in line with this Privacy Notice. You agree and consent to the processing, transfer, usage, and storage of your Personal Information in accordance with this Privacy Notice by using this Site and submitting your Personal Information.

Our Policies and Practices to Protect Your Personal Information

The J.B.Boda is committed to safeguard the privacy of visitors to this website. The J.B.Boda Group's will always use and disclose your Personal Information in a way that is compliant with all relevant laws and regulations, contractual responsibilities, and our company's policies and processes. We maintain physical, technological, and administrative procedures to secure the Personal Information we collect about you that meet or exceed relevant requirements.

Electronic storage and transmission of Personal Information are protected using appropriate security measures to protect your Personal Information. Employees, agents, and contractors of The J.B.Boda and its subsidiaries have access to this Site's servers, and they are all obligated to maintain the confidentiality of Personal Information they receive while doing their duties and running The J.B.Boda Group's business.

Information We Collect

When you visit the Site or use our Services, the J.B.Boda gathers two categories of information about you: personal information that you supply and technical, aggregate, and non-personal information obtained by automatic means.

Personal Information You Provide

This generally includes :-

  • Name (first, middle, and last).
  • A street address (either postal or otherwise).
  • Email address and date of birth.
  • Information about your credit card.
  • Your account's username is a unique identifier for you.
  • Contact information.
  • Name of the company and its location.
  • Occupational title.
  • IP address, browser information, device information, and operating system information regarding devices used to visit our websites.
  • We may also use automated methods, such as cookies, web beacons, HTML5 localStorage, and other technologies, to gather information on the usage of websites, mobile applications, social media presence, and internet-enabled services and platforms. The J.B.Boda does not employ technology that detects your browser's do-not-track signals.
  • Publicly available information.
  • Please see The J.B.Boda's Cookies Notice for more information on how The J.B.Boda uses cookies, as well as third-party cookie usage and how to prevent or decline cookies.

Aggregate Information

Any personal data we gather in connection with our Services or Site may be aggregated so that it is no longer individually identifiable or traceable to you. We may utilise aggregated data for our legitimate business objectives, such as analysing website traffic and user behaviour.

Sources

We may collect personal information from a variety of sources, including:

  • When you utilise our “Email Signup” tool to get emails from The J.B.Boda, we collect information directly from you by phone, fax, postal mail, or email.
  • From our suppliers, such as those listed below in the section on the Use and Disclosure of Personal Information, through your use of our Site.
  • Third parties, such as those listed below in the section on the Use and Disclosure of Personal Information.
  • You employ automated technologies and internet tools to connect with our Site automatically from your devices (e.g., cookies).
  • Obtaining information from government agencies or public records.
  • Should you want to leave comments on The J.B.Boda's blogs, should you apply for a job with The J.B.Boda.
  • Should you apply for a job with The J.B.Boda.

Use and Disclosure of Personal Information

Except as required by law and in line with your instructions, the J.B.Boda will not swap, sell for monetary value, or otherwise disseminate your Personal Information without your approval. Unless a longer retention time is required or authorised by law, we will keep your Personal Information for as long as it is needed to fulfil the objectives mentioned in this Privacy Notice. Do not provide any Personal Information via this Server if you do not consent.
Below we provide how we use your personal information and with whom we share your personal information .

Use of and Disclosure within The J.B.Boda Family of Companies.

Your Personal Information may be shared with firms in The J.B.Boda family of enterprises. We may use this information to: ensure that content from our Site is presented most effectively for you and your computer; provide you with information, products, or services that you request from us or that we believe may be of interest to you (where you have consented to be contacted for such purposes); carry out any obligations arising from any contracts entered into between you and The J.B.Boda, and allow you to participate in interactive features of our Site. If you do not agree, do not submit any Personal Information over the Internet.

Use of and Disclosure to Third-Party Agents and Service Providers, generally.

We occasionally hire other businesses and people to execute duties or provide services on our behalf. The J.B.Boda, for example, occasionally contracts with businesses that host websites, handle job applications, and send e-mail messages and/or conduct phone calls on our behalf. They may have access to Personal Information (such as names, e-mail addresses, and phone numbers) that they need to perform their functions, but they are prohibited from using such Personal Information for any purpose other than providing services to The J.B.Boda and are required by The J.B.Boda to keep such Personal Information confidential. Do not disclose any Personal Information via this Site if you do not consent.

Use of and Disclosure of Tracking Information to Certain Third-Party Service Providers

Third parties who offer interactive plug-ins or social networking features (for example, Facebook's “Like” button) or send e-mail messages on our behalf to users in their databases may use cookies or other means to track the activity on our Site. These third parties may utilise these cookies or other tracking mechanisms for their purposes by correlating information about your visit to our website and/or purchases with any personally-identifying information they may have about you. Please visit our Cookies Notice for more details.

Use of and Disclosure to Insurance Companies and Intermediaries.

We may share your Personal Information with insurance companies or intermediaries to obtain quotes and place insurance on your behalf if you request a quote for the issuance of an insurance policy or seek to purchase insurance through the Site. This includes, but is not limited to, medical, financial, drivers' licence, and/or other Personal Information you choose to provide. If you do not consent, do not submit Personal Information to this Site to purchase insurance or receive insurance quotations.

Use of and Disclosure of Credit Card Data to Credit Card Insurance Company Processing Payment.

Furthermore, if you choose to purchase an insurance policy or policies through our Site using a credit card or debit card, The J.B.Boda and/or The Insurance company's payment processing processor will collect and process your credit or debit card information. If you select regular billing to cover future premium payments, your credit card or debit card information will be saved until you discontinue ongoing billing. Although The J.B.Boda takes steps to ensure that its third-party credit and debit card processing vendors have adequate privacy protections in place and are required to comply with all applicable data privacy laws and regulations, The J.B.Boda cannot guarantee any third party's data privacy practises. By submitting your credit card or debit card information through this Site, you consent to The J.B.Boda and any third-party suppliers aiding with credit and debit card transactions collecting, processing, and using your credit card or debit card information. If you do not agree, do not submit credit or debit card information through this Site.

Use of and Disclosure to Third Parties in Connection with Legal Matters.

If The J.B.Boda has a good faith belief that such action is necessary to: (a) Protect and defend the rights, property, or safety of The J.B.Boda or its affiliates, employees, other users of this Site, or the public; (b) Enforce the terms and conditions that apply to use of this Site; or (c) Respond to claims that any information about you or your use of this Site has been misused, The J.B.Bod We may also release information if we believe it is required by law, regulation, legal process, or governmental request. You consent to the processing, transmission, use, and/or storage of your Personal Information for any of these reasons by submitting Personal Information via this Site. Do not disclose Personal Information via this Site if you do not consent.

External Links

Links to other websites can be found on our website. Please be aware that we cannot be held liable for the privacy policies of third-party websites. We advise our visitors to read the privacy policies of each website they visit. This Privacy Notice only applies to data gathered by The J.B.Boda when you visit this Site.

Information Storage and Security

In Internet communications, our systems are set up to offer privacy, integrity, and authentication. The security procedures we've implemented assist to guarantee that your Personal Information is secure and encrypted when you visit our Site so that a third party cannot intercept, read, or access it while it's in transit between your computer and our system. However, data transmission over the Internet is not secure, and while we will do everything possible to protect your Personal Information, we cannot guarantee the security of data provided to our Site. As a result, every transfer you make is entirely at your own risk. We will utilise suitable processes and security mechanisms to assist prevent unauthorised access after we have received your information.
Internal access to our systems is restricted, and we maintain physical, technical, and administrative precautions to protect any Personal Information collected from visitors to our Site. When executing our tasks and conducting business, we at The J.B.Boda adhere to high standards of ethics and honesty.

It should be emphasised, however, that there are some things that The J.B.Boda and other website owners cannot control, such as viruses and hacker assaults.

The J.B.Boda will take all reasonable means to ensure that your Personal Information is treated securely and in compliance with this Privacy Notice, even if such location does not have the same degree of privacy protection as your home country. You consent to this processing, transfer, use, and/or storage of your Personal Information outside of your country of residence by submitting it.

The J.B.Boda securely disposes of Personal Information by destroying or permanently erasing electronic data, and by burning, pulverising, or shredding hard copy material in ways that prevent Personal Information from being read or reconstructed.

Minors

The J.B.Boda is dedicated to safeguarding children's privacy and encourages parents and guardians to participate actively in their children's online activities and interests. The J.B.Boda does not intentionally collect information from children under the age of 13, and the Site is not directed towards minors.

Updates

At any moment, we retain the right to make modifications to this Privacy Notice. We advise you to check this Site for any updates or modifications regularly. When the J.B.Boda makes major modifications to this Privacy Notice, it will post a prominent notice on the Site homepage to notify users. By continuing to access or use this Site, you agree to be bound by all of the terms and conditions set out in this Privacy Notice.

Contact Information for Questions, Comments, and Requests

Please contact us on our e-mail at info@walnnut.com if you have any questions or concerns concerning data privacy and security, the management of your data, or desire to request to view your information.