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Frequently Asked Questions

We are here to solve all your doubts. Read below all the questions with answers about motor & health insurance Policy:

Health Insurance

Health Insurance is medical insurance that covers the all medical Expenses when the policy holder is hospitalized.

Yes, Health Insurance can help to reduce your tax income up to 1 Lakh under Section 80D of the Income Tax Act, 1961.

It is a one single plan, which take care of the hospitalization expenses of your entire family.


He/she can claim any number of claims under a policy, within a year. But the claim amount cannot exceed the sum-insured amount.
Motor Insurance

A motor policy valid for a period of one year and has to be renewed before the due date.

A fixed discount % is applicable on the car insurance premium for nil claims.

Yes, GST rate of 18% is applicable

  • Copy of the insurance policy
  • Tax receipt
  • Copy of the Registraton book
  • Copy of the driving licence
  • FIR
  • Estimate cost of repair

  • Original policy document
  • Original registration book
  • Tax Receipt
  • All keys and service documentation
  • FIR
  • Copy of the letter to the Rto (which have mention about the theft)

You will be penalized by-
  • Driving license and vehicle registration may be suspended
  • You will have to pay a fine of Rs.2000 at first offense and 4000 at second offense and/or face imprisonment for 3 months.